One of two things can cause this:

1. When Windows 95 first loads on the computer, if Dial-Up Networking is install, normally Windows will prompt for a username and password. If 'Cancel' is selected, it will disable Dial-Up Networking's 'Save Password' check box.
2. The password list file is corrupt.

These are the resolutions respectively:

1. Make sure you put a valid username and password when prompted. HINT: (If the original password is lost, type in a new username, and leave the password blank. Then when you are prompted again, you can select 'Ok' without typing a password every time.)
2. Remove the password list file from the Windows folder, then restart the computer. WARNING (FDT does not recommend deleting files on your computer without knowledge of how to do so)

This is how to do it:

1. Make sure there are no programs running
2. Click 'Start', 'Find', 'Files or Folders'
3. In the 'Named' box type: *.pwl
4. Click 'Find Now'
5. Delete the file in the Windows folder only.
6. Restart the computer.